We always ask about smoke detectors and security systems in your home. Many insurance companies offer discounts for those homeowners who have security systems. Here are few of the different kinds of security systems that can help reduce your home insurance costs.
- Outside lights- Set these up on timers so they come on even when you are gone. Also, motion detecting lights are an excellent deterrent and can be installed at a low cost.
- Cameras are also a good deterrent. Place cameras around outside doors and your yard. Many home improvement stores offer cost-effective products.
- Alarms are always a good idea. Alarm systems that are connected to a central station will yield the best discount.
Most insurance companies offer many types of discounts for homeowners. We are committed to keeping up on all these discounts to make sure you are getting the best coverage and price. Some of these discounts can include:
- Gated communities
- Community security
- Updates in wiring and/or plumbing
- New roof
- No claims
- Non smokers - The No. 1 cause of home fire fatalities in the United States is smoking. Smoking caused 16,000 residential fires in 2012, killing over 500 people and causing $376 million in residential property loss. Source- U.S. Fire Administration
- Sprinklers- Many new home building codes require sprinklers. These can be expensive but will provide home insurance discounts.
Showery Insurance Agency is committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at Showery Insurance Agency truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery